Housing Counseling Program


As a US department of Housing and Urban Development (HUD) approved counseling agency, Consumer Credit Counseling Service assists consumers with problems with basic shelter, home buying, foreclosure, renting and owning a home.

Our certified specialists can provide general or specific advice if you are having difficulty keeping up on your rent or mortgage payments. Housing Counseling includes, but is not limited to: providing consumers with assistance regarding available housing programs, possible relief measures for delinquent or default mortgage payments, deeds-in-lieu of foreclosure, housing assignments, and forbearance agreements.

Affordable housing and mortgage programs are designed to help potential home buyers and those having difficulty making payments.

Debt Management Program


A Debt Management Program (DMP) is an alternative to filing personal bankruptcy, and a solution for people who are over-extended with debt.

Our credit counselors help negotiate with clients and creditors to establish a realistic, monthly repayment plan. Clients pay a certain amount into the deposit account based on their indebtedness. Funds are disbursed from the account on a fair and equitable basis to all the client’s unsecured creditors.

Each situation is different, but our goal is to get clients fully out-of-debt and solvent within 1-3 years.

Senior Care & Retirement Budgeting


For those looking to retire in the next 3-7 years, budgeting and financial planning is critical when it comes to senior community options.

According to seniorchecklist.com, the average price for senior care in the US ranges is between $4,500 and $8,850 per month (depending on the facility, location, and senior care type). And for the high-end communities there’s an entrance fee requirement of $200,000 or more.

Get in touch with one of our specialists to discuss your plans for retirement.

We can walk you through the types of care and recommend facilities based on your budget and price range.